About the 401(k) Calculator
A 401(k) is a powerful retirement savings account that allows you to invest pre-tax dollars and benefit from tax-deferred growth. Our 401(k) Calculator helps you estimate your retirement savings based on your contributions, employer match, investment growth, and the number of years you plan to invest.
With this tool, you can see how small changes in contribution rates, investment returns, or years until retirement can significantly impact your retirement nest egg.
How It Works
Enter your information below to calculate your projected 401(k) balance:
-
Current Age – Your age today
-
Retirement Age – The age you plan to retire
-
Current 401(k) Balance – The amount you’ve already saved
-
Annual Contribution – How much you contribute each year
-
Employer Match – Percentage of your contribution matched by your employer
-
Expected Annual Return (%) – Estimated growth rate of your investments
Click Calculate to see your estimated retirement savings and growth over time.
📈 Results You’ll See
-
Projected 401(k) Balance – Total savings at retirement
-
Total Contributions – Your total contributions over the years
-
Employer Contributions – Total amount your employer adds through matching
-
Total Interest Earned – The power of compound growth
Our 401(k) Calculator provides a clear breakdown of how your money grows each year, helping you plan smarter for the future.
💡 Why Use This Calculator?
-
Plan for a comfortable retirement
-
Understand the impact of employer matching
-
See how contribution increases affect your savings
-
Make informed decisions about investment growth rates
-
Adjust your retirement strategy to meet financial goals
⚡ Tips to Maximize Your 401(k)
-
Start Early – The sooner you contribute, the more time your money has to grow.
-
Contribute Enough to Get the Full Employer Match – Free money is the fastest way to grow your retirement savings.
-
Review Your Investment Choices – Diversify to manage risk and optimize growth.
-
Increase Contributions Gradually – Even small increases can make a big difference over decades.
💰 Use our 401(k) Calculator today to take control of your retirement planning and see the potential of your savings over time!